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28 Apr 2022 ‘Kisan Bhagidari Prathmikta Hamari Abhiyan’

Posted at 17:00h in Daily current-affairs by khyati khare 0 Comments

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The Ministry of Agriculture and Farmers Welfare of India will organize ‘Crop Insurance Pathshala’ under ‘Kisan Bhagidari Prathmikta Hamari Abhiyan’ as a public participation movement.

Under this campaign, all insurance companies will organize Pradhan Mantri Fasal Bima Yojana (PMFBY)- ‘Crop Insurance Pathshala’ at Block/Gram Panchayat/Village level for all 7 days of the campaign period with the participation of at least 100 farmers. The Hindu Analysis
In this campaign, detailed information will be shared about crop loss information and post-harvest loss during local calamities and monitoring of farmers’ applications, which farmers can contact for grievance redressal etc. and get maximum benefit of the scheme. To get the farmers will be explained in detail.

Its purpose is to make the farmers aware of the major aspects of the PMFBY scheme such as the provision of the scheme, the determination of crops and how to get the benefits of the scheme, etc. This also includes providing benefits of PMFBY scheme to the farmers for the ongoing Kharif season 2022. The Hindu Analysis
Special attention will be given to the importance of PMFBY/Restructured Weather Based Crop Insurance Scheme (RWBCIS) and how farmers can take advantage of the scheme by enrolling under this scheme.

It was launched in the year 2016 which is being run by the Ministry of Agriculture and Farmers Welfare.
It has replaced the National Agricultural Insurance Scheme (NAIS) and the Revised National Agricultural Insurance Scheme (MNAIS).

Providing a comprehensive insurance cover in case of crop failure so as to help in stabilizing the income of the farmers.

All food and oilseed crops and annual commercial/horticultural crops for which past yield data is available.

The fixed insurance premium/premium paid by the farmers under this scheme is 2% for all Kharif crops and 1.5% for all Rabi crops. Annual premium is 5% in case of commercial and horticultural crops.
The premium cost of farmers’ share is shared equally by the states and the central government in the form of subsidy.
However, 90% of the insurance premium subsidy under this scheme is borne by the central government in the states of Northeast India.

It is implemented by empaneled general insurance companies. The Implementing Agency (IA) is selected by the respective State Government through bidding.

Revised PMFBY often referred to as PMFBY 2.0, has the following features:
Totally Voluntary: This is optional for all farmers from the Kharif season of the year 2020.
Earlier this scheme was mandatory for loanee farmers availing crop loan / Kisan Credit Card (KCC) account for notified crops.
Limit of Central Subsidy: The cabinet has decided to limit the premium rates under this scheme to 30% for unirrigated areas/crops and 25% for irrigated areas/crops. It is noteworthy that on the basis of these premium rates, 50% subsidy is borne by the Central Government. Today Current Affairs
More flexibility to the States: The Government has given flexibility to States/UTs to implement PMFBY and has given them the option to choose any number of additional risk covers/features.
Investment in Information, Education and Communication (IEC) activities: Insurance companies will now have to spend 0.5% of the total premium collected on Information, Education and Communication (IEC) activities.