Pradhan Mantri Awas Yojana

Pradhan Mantri Awas Yojana

 

Pradhan Mantri Awas Yojana – Today Current Affairs

  • Recently Prime Minister inaugurated 5.21 lakh houses of beneficiaries of Pradhan Mantri Awas Yojana (PMAY)-Gramin in Madhya Pradesh.

Today Current Affairs

Pradhan Mantri Awas Yojana Rural:

 Launch:

  • It was launched by the Ministry of Rural Development to achieve the objective of ‘Housing for All’ by the year 2022. It may be noted that the erstwhile ‘Indira Awas Yojana’ (IAY) was restructured as ‘Pradhan Mantri Awas Yojana- Gramin’ with effect from April 01, 2016.

Objective: The Hindu Analysis

  • Providing pucca houses with basic amenities to all rural households who are homeless or living in kutcha or dilapidated houses by the end of March 2022.
  • To provide assistance in the form of full grant to rural families living below poverty line (BPL) in construction of housing units and up-gradation of existing unused kutcha houses.

Beneficiary: The Hindu Analysis

  • People belonging to SC/ST, free bonded labor and non-SC/ST categories, widowed women, kin of defense personnel, ex-servicemen and retired members of paramilitary forces, persons with disabilities and minorities.

Selection of Beneficiaries: The Hindu Analysis

  • Socio-Economic Caste Census 2011 through three phases of verification, Gram Sabha, and Geo-tagging.

 Cost Sharing: The Hindu Analysis

  • The cost of the unit assistance is shared between the central and state governments in the ratio of 60:40 for plain areas and 90:10 for north eastern and hilly states.

Features: The Hindu Analysis

  • Minimum house size increased to 25 sq m (from 20 sq m) with clean cooking space.
  • Unit assistance has been increased from Rs.70,000 to Rs.1.20 lakh in plain states and from Rs.75,000 to Rs.1.30 lakh in hilly states.
  • Assistance for construction of toilets will be availed through convergence with Swachh Bharat Mission-Gramin (SBM-G), MGNREGA or any other dedicated source of funding.
  • Efforts will also be made for convergence of various government facilities like piped drinking water, electricity connection and LPG gas connection.

Pradhan Mantri Awas Yojana- Urban:

  • Launch: Pradhan Mantri Awas Yojana (PMAY) was launched on June 25, 2015 with the main objective of providing housing to the people of urban areas by the year 2022.
  • Implementation: Ministry of Housing and Urban Affairs.

Features: The Hindu Analysis

  • It ensures pucca houses for the eligible urban poor by addressing the lack of urban housing among the urban poor (including slum dwellers).
  • This mission covers the entire urban area (including statutory town, notified planning area, development authority, special area development authority, industrial development authority or any authority under state legislation entrusted with the task of urban planning).
  • Under PMAY (U), basic facilities like toilets, water supply, electricity and kitchen are provided to all households.
  • This scheme promotes women empowerment by providing ownership of houses in the name of female member or in joint name.
  • Priority is given to persons with disabilities, senior citizens, scheduled castes, scheduled tribes, other backward classes, minorities, single women, transgender and weaker sections of the society.

Divided into four workspaces: The Hindu Analysis

  • In-situ rehabilitation of existing slum dwellers using land as a resource through private participation.
  • Credit linked subsidy.
  • Affordable housing in partnership.
  • Subsidy for beneficiary-led private house construction/repair.

In this rticle we mention all information about Pradhan Mantri Awas Yojana – Today Current Affairs.

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